Summer Financial Aid
Financial Aid Information for Summer Enrollment
Planning to attend ACTC during any summer session and have questions about Federal Financial Aid eligibility? This is a guide and does not guarantee financial aid eligibility due to the individualized nature of the financial aid award process. If you have questions related specifically to your account, please contact us.
How will I know if I qualify for Financial Aid during the summer?
Beginning April 1 the Financial Aid office reviews students that have a current year FAFSA on file to determine if a student has aid eligibility for the sessions they are enrolled. The basic qualifications for receiving financial aid must be met during the summer. These requirements include, but are not limited to,
- Enrolled in a financial aid eligible program with program applicable courses that are required for your program of study
- Meeting Satisfactory Academic Progress at the end of your last semester of attendance
Will I be eligible for a PELL Grant?
PELL Grants are limited to a total of six years. If you are a student with a PELL eligible EFC, your enrollment during the current academic year will determine if you are eligible to receive an award during the summer.
- If you attended full-time during Fall and Spring *:
You must enroll in at least six or more credit hours to receive a PELL grant if you attended full-time during the Fall and Spring. This is due to you using your full “scheduled” award for the current year. If you are enrolled in multiple sessions (example: a class that starts in June and the other in July) you will not receive a disbursement until after the class starts in July to ensure you meet the requirements.
- If you attended less than full-time during Fall and Spring
If you were not enrolled full-time you may receive a PELL Grant, based on your EFC, if enrolled in any amount of credit hours. This is because you have some remaining scheduled award for the current year.
Will I be eligible for a Federal Direct Student Loan?
There are annual limits to the amount of student loans you may receive. If you exhausted your annual amount during Fall and Spring you will not be eligible to receive a loan disbursement. Students that are enrolled in at least six credit hours and have annual eligibility left may receive a loan disbursement. To request a student loan for the summer term(s) please log into your KCTCS Student Self-Service account. Click Financial Aid then click Financial Aid Loan Request. Please contact the Financial Aid Office should you have any questions. (855)-2GO-ACTC.
|Grade Level||Dependency Status||Sub Max||Total Loans|
|Freshman (credit hours earned 0-29)||Dependent||$3,500||$5,500|
|Freshman (credit hours earned 0-29)||Independent||$3,500||$9,500|
|Sophomore (credit hours earned 30+)||Dependent||$4,500||$6,500|
|Sophomore (credit hours earned 30+)||Independent||$4,500||$10,500|
Will I receive KEES, Work Ready Kentucky Scholarship, or CAP Grant during summer?
No, these awards are only available during Fall or Spring semesters.