Important Notice

All ACTC campuses will be closed as of December 20, 2014 and will reopen January 5, 2015 with normal operating hours. For more information on registering for classes please call our 24/7 Student Service Center at 855-2GO-ACTC.
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Financial Aid Information

  1. Complete Loan Exit Counseling

    If you borrowed student loans at ACTC, you are required to complete Loan Exit Counseling. You can complete this at: http://www.studentloans.gov

  2. Know Your Loan Servicer

    Each federal student loan you obtain is assigned to a loan servicer, who handles payments and other administrative functions. You are responsible for staying in touch with your servicer and making payments, even if you do not receive a bill. You can find out who your servicer is at: http://www.nslds.ed.gov

  3. Understand Loan Repayment

    Repayment begins six months after you graduate. Loan servicers offer several different repayment plans to assist borrowers in paying off their student loan debt. Contact your loan servicer, before repayment begins, to identify the best repayment plan for your circumstances.

  4. Avoid Loan Delinquency & Default

    Be a responsible borrower. Failing to make on-time payments on your student loan will result in your student loan being delinquent and possibly going into default. There are severe consequences associated with loan default including loss of financial aid eligibility, withholding of federal and state tax refunds, garnishment of earned wages, and not being hired to work.

For additional information on how to manage money and student loan debt, please visit our money management page.